Effective from: 02.03.2026
Sr. No. |
|
Particulars |
Charges (Applicable w.e.f. 02.03.2026) |
| 01 | Account Opening Amount (Minimum Balance): | ||
| a | Little Master Saving Account (with or without Cheque Book) | Rs.100/- | |
| b | Saving Account (without Cheque Book) | Rs.500/- | |
| c | Saving Account (with Cheque Book) | Rs.1000/- | |
| d | Current Account | Rs.3000/- | |
| 02 | Charges for non-maintenance of average quarterly balance (AQB): | ||
| a | Little Master Saving Account & Basic Saving Account | Nil | |
| b | Saving Account (without Cheque Book) | Rs.35.40/- | |
| c | Saving Account (with Cheque Book) | Rs.59/- | |
| d | Current Account | Rs.354/- | |
| 03 | Closure of Accounts: | ||
| i | Saving Account: | ||
| a | within 6 months | Rs.236/- | |
| b | within 1 year | Rs.118/- | |
| ii | Current Account: | ||
| a | within 6 months | Rs.590/- | |
| b | within 1 year | Rs.354/- | |
| c | Recurring Deposit (before maturity) | Rs.59/- | |
| d | Pigmy Account | Rs.59/- | |
| 04 | Account Maintenance Charges: | ||
| a | Saving A/C | NIL | |
| b | Current A/C | Rs.118/- | |
| 05 | Balance Certificate: | ||
| a | Saving A/C | Rs.59/- per certificate | |
| b | Current A/C | Rs.59/- per certificate | |
| c | Deposit A/c (FD, FDM, FDQ, RIN, DAD, RD, ETC) | Rs.59/- per certificate | |
| d | Loan Account | Rs.59/- per certificate | |
| e | Issue of Certificate viz.NO Dues, NOC, Interest Certificate, etc. | Rs.118/- per certificate | |
| 06 | Cash Deposit/Withdrawal limit at non-home branch: | ||
| a | Saving A/C |
i. Deposit = "No Limit" ii. Withdrawal = "Rs.1,00,000/- Per Day" |
|
| b | Current A/C |
i. Deposit = "No Limit" ii. Withdrawal = "Rs.2,00,000/- Per Day" |
|
| 07 | Issue of Chequebook: | ||
| a | Saving Account {15 Cheque Leafs} | Rs.3.00/- per leaf | |
| b | Current Account {45 Cheque Leafs} | Rs.3.00/- per leaf | |
| c | Cash Credit Account {45 Cheque Leafs} | Rs.3.00/- per leaf | |
| d | CCD Account | Rs.3.00/- per leaf | |
| 08 | Duplicate Passbook: | ||
| a | Saving Bank A/c | Rs.59/- | |
| b | Recurring Depo. | Rs.59/- | |
| 09 | Duplicate Account Statement (Mail Free): | ||
| a | Saving A/c | Rs.23.60/- per page | |
| b | Current A/c | Rs.23.60/- per page | |
| c | Cash Credit Account | Rs.23.60/- per page | |
| 10 | Photo Attestation: | Rs.118/- per request | |
| 11 | Signature Verification: | Rs.118/- per request | |
| 12 | Address Confirmation: | Rs.59/- per request | |
| 13 | Standing Instruction for branch: | Rs.17.70/- per request | |
| 14 | Standing Instruction for another branch: | Rs.17.70/- per request | |
| 15 | Addition/Deletion of Names: | Rs.35.40/- per request | |
| 16 | Addition/Deletion of Names (Death case): | NIL | |
| 17 | Power of Attorney/Mandate: | Rs.118/- per request | |
| 18 | Transfer of Funds (Internal Any Branch): | NIL | |
| 19 | Issue of first ATM Card & PIN Mailer: | ||
| a | Saving A/c | Free | |
| b | Current A/c | Free | |
| 20 | ATM Card Maintenance yearly: | ||
| a | Saving A/c | Rs.118/- | |
| b | Current A/c | Rs.118/- | |
| 21 | ATM Transaction Charges (Beyond limit): | ||
| a | Other Bank ATM | 24.78/- | |
| b | Inter Bank ATM | Free | |
| 22 | Duplication ATM Card & PIN: | ||
| a | Saving A/c | Rs.141.60/- | |
| b | Current A/c | Rs.271.40/- | |
| 23 | Duplicate Deposit Receipts: | Rs.118/- per receipt | |
| 24 | Cheque Return Charges: | ||
| a | Saving A/c | Rs.295/- (Inward/Outward) | |
| b | Current A/c | Rs.295/- (Inward/Outward) | |
| c | CC/CCD/CCC/ODAP Account | Rs.295/- (Inward/Outward) | |
| d | Term Loan Cheque Return | Rs.590/- (Outward) | |
| 25 | Stop Payment Instruction: | ||
| a | Saving A/c | Rs.82.60/- per leaf | |
| b | Current A/c | Rs.141.60/- per leaf | |
| c | CC/CCD/CCC/ODAP Account | Rs.141.60/- per leaf | |
| 26 | Solvency Certificate: | ||
| a | Upto Rs.1,00,000/- | Rs.590/- per certificate | |
| b | More than Rs.1,00,001/- | Rs.2,360/- per cert. (max 10,000/-) | |
| 27 | DD/PO Charges: | ||
| a | Remittance by issue of DD/PO | Min Rs.35.40/- or Rs.1/- per Thousand | |
| b | Revalidation of PO/DD | Rs.59/- per instrument | |
| c | Cancellation of PO/DD | Rs.59/- per instrument | |
| d | Issue of Duplicate PO/DD | Rs.59/- per instrument | |
| 28 | Electronic Clearing Service {ECS}: | ||
| a | Saving A/c | Rs.236/- (In/Out) | |
| b | Current A/c | Rs.354/- (In/Out) | |
| c | CC/CCD/CCC/ODAP Account | Rs.354/- (In/Out) | |
| 29 | Loan File Processing Charges: | ||
| a | for CRE Loan | 2% of limit + GST | |
| b | for Non-CRE Loan | 1% of limit + GST | |
| c | Renewal of Cash Credit | 0.25 % (Max Rs.25,000) + GST | |
| d | Gold loan Upto Rs.1 lakh | Rs.100/- + GST | |
| e | Gold loan Above Rs.1 lakh | Rs.50/- + GST | |
| 30 | Loan file Stationary Charges: | ||
| a | upto Rs.1,00,000/- | Rs.118/- | |
| b | above Rs.1,00,001/- | Rs.236/- | |
| 31 | RTGS Outward: | ||
| a | Rs.2,00,001/- to Rs.5,00,000/- | Rs.24 + GST | |
| b | Above Rs.5,00,001/- | Rs.49 + GST | |
| 32 | NEFT Outward: | ||
| a | Upto Rs.10,000/- | Rs.2 + GST | |
| b | Rs.10,001/- to Rs.1,00,000/- | Rs.4 + GST | |
| c | Rs.100,001/- to Rs.2,00,000/- | Rs.14 + GST | |
| d | Above Rs.2,00,000/- | Rs.24 + GST | |
| 33 | Miscellaneous: | ||
| a | Missing of Locker Key | Rs.590/- + Actual Charges | |
| b | Tax Payment Charges | Rs.118/- per request | |
| c | Franking Charges | Rs.10/- per Frank | |
| d | Franking Charges (Per Document) | Rs.15/- | |
| e | SMS Banking | Rs.0.25 per SMS (Max Rs.500) | |
| f | Legal Notice Charges | Rs.1770/- | |
| g | IBC/OBC Charges (Above 1L) | Rs.177/- | |
Retail Loan
Saving Account
Fixed Deposit